Wednesday, July 24, 2019

Significance of TReDS (Trade Receivables Discounting System) in the BFSI sector?


Financiers(Bank and NBFC's) are a vital part of TReDS, who have the task of bidding on Factoring Units (which have Invoices or ‘Bill of Exchange’ as underlying instruments) that have been uploaded by the supplier and approved by the buyer. The financiers bid on the ‘factoring units’, giving suppliers a choice to select the most favorable bid to receive funds.

With M1Xchange acting as the trade receivables service provider, financiers get the opportunity to get quality assets in the MSME space across a wide geography in minimal time, cost and effort. Financiers can also bank on this Mynd’s TReDS platform since it allows them to participate in an evolving market scenario that’s increasingly being driven by new Financial Technology initiatives and solutions.

Further, RBI has notified all transaction on TReDS to qualify for Priority Sector Lending which makes it a credible source to build quality PSL books at lower cost. Being accessible from any part of India, it is easy and cost effective for banks to operate & scale up on M1Xchange as they can set up a small central team to build high value portfolio & meet their PSL targets.

M1Xchange being digital platform, having robust IT infrastructure and strong legal framework make it preferred choice for all segments of financiers and have signed the highest number of financiers so far.

To Read full article , Visit: Assuring Quality Assets in the MSME space

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